Building Better Finances

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How to Get Rid of Bad Financial Habits

Kicking bad financial habits is not easy but it is doable. Here is a common misconception. If I had more money, I would manage it better. Here is another one. I don't have enough money to save and invest. It's easy to believe that we spend money based on what we have...

3 Ways I use Online Banking to Manage Money

Some facts about me: I love Online and Digital Banking I rarely visit a branch or ATM I have not used paper checks in more than 5 years I pay all bills through online banking I log into my accounts 2-3/week I use multiple checking and savings account to manage our...

4 Brilliant 401k Benefits You Have to Use

My first real job out of college I was an analyst for an investment company which was funny because the main thing I needed was money. Why? Because I was broke! I was 6 months out of college and had financed a new car, without negotiating the price, and I had 4-years...

Taking Control of your Finances Requires Change

One thing I know for sure is the importance of clarity and focus. This is especially true when going through a major shift of the mind and our daily choices. Making a decision to take control of your finances is a BIG CHANGE and the least distraction can quickly pull...

3 Easy Ways to Start your Emergency Fund

Life happens Over the last few weeks, much of the southeast has felt the direct hit or impacts of Hurricane Matthew. Meteorologists predicted this storm would result in significant damage to life and property, and as a precaution, some 2 million people in North...


Americans who have less than $10,000 in retirement


Average annual income spent on food and gas


Americans who don't have $500 or more in savings


Students with loans 90+ days past due

“Any time you stop producing and focus only on consuming, you have nothing to be proud of, other than what you consume…if you don’t produce and wait on someone to hire you, and give you a vision,  you may not get there…

TD Jakes

“I don’t think it is an exaggeration to say that financial literacy, economic empowerment, and wealth building is going to be the last leg of the civil rights movement. Because one step toward financial literacy takes you two steps toward personal empowerment.”

Russell Simons

“One thing that’s true is that whether you are making a financial investment or an investment of the heart, you usually get what you give. What’s also true is that investing the wrong assets into the wrong places is a great way to end up broke (or broken).”

Dr. Boyce Watkins