Building Better Finances

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3 Things I Know For Sure About Marriage & Money

This August, my hubby and I celebrated 18 years of marriage! I remember our early years and they were tough for all of the typical reasons--new schedules, surviving the holidays without offending the families, mismanaged expectations, and MONEY. We had different...

Are you Behind on Your Bills?

Being behind on bills is tough. It's also frustrating, annoying and can make you feel hopeless. But instead of worrying, put a plan in place to get back in control and to make the situation less overwhelming. Once you have a plan, start taking small steps, one at a...

Why I Love Budget Billing

Budget billing has drastically helped us live on a budget. So if you're wondering what budget billing is, let's talk about it! It is equal and fixed payments each month for household expenses like electricity, gas and/or water services.  Why is This Important? Well,...

5 Smart Strategies to Save Money this Spring

It's May and ready or not, the first day of summer is quickly approaching. You may already be thinking of summer clothes, cute sandals and adventurous vacations but before you spend a penny, could your money use a little Spring Cleaning? After all, with summer...

My 7 Best Books About Money for Beginners

Financial Literacy for Beginners April is Financial Literacy Month and for good reason. Most working Americans live with little savings, to much debt, and the struggle to tie it all together. Many of us learn about money in the School of Hard Knocks which can leave us...

Another Debt Paid & How We Almost Blew It

Where did January, February and March go? It seems we were just setting goals and resolutions for 2017. While I'm not a big fan of resolutions, the planner in me enjoys "Must-Do" lists and short and long-term goals. Now that the 1st quarter is complete, it's time to...


Americans who have less than $10,000 in retirement


Average annual income spent on food and gas


Americans who don't have $500 or more in savings


Students with loans 90+ days past due

“Any time you stop producing and focus only on consuming, you have nothing to be proud of, other than what you consume…if you don’t produce and wait on someone to hire you, and give you a vision,  you may not get there…

TD Jakes

“I don’t think it is an exaggeration to say that financial literacy, economic empowerment, and wealth building is going to be the last leg of the civil rights movement. Because one step toward financial literacy takes you two steps toward personal empowerment.”

Russell Simons

“One thing that’s true is that whether you are making a financial investment or an investment of the heart, you usually get what you give. What’s also true is that investing the wrong assets into the wrong places is a great way to end up broke (or broken).”

Dr. Boyce Watkins