Can you feel it? The trifecta of holidays is coming… Thanksgiving, Christmas and New Year’s! I love the good cheer, shopping
Here are 5 ways to stay on budget and still enjoy the holidays
1. Party Responsibly
Holiday parties can be expensive. Celebrating with family, friends
2. Agree on Gift Giving in Advance – Ask for Their Favorite Things
Don’t be shy about asking loved ones for a list of their favorite things. We all know Oprah has her famous list and I’m sure it makes gift giving easier for Gayle and Stedman! Wink, wink! But seriously, if I can give exactly what you’ve been wanting all year, it’s a win-win for us both. You’re getting something you really want and I’m spending without fear that the green sweater I picked won’t end up buried in your closet, or worst, re-gifted to someone else! If you prefer to keep an element of surprise to your holiday gift giving, begin listening carefully for clues or hints that will help you find just the right gift. And of course, the gift card is still a favorite which allows them to buy exactly what they want.
3. Start Your November and December Checklists Now
Writing down activities and goals goes a long way. It’s effective (and therapeutic) to download the important stuff from the thousands of thoughts we have each day. Here are just a few checklists to start with…Where are we having Thanksgiving dinner? Who’s hosting Christmas breakfast? Where is the local tree-lighting event? Which charities will you support and how? Who and what’s on the Christmas gift list? While I love writing in journals and calendars, I find the Notes app on my iPhone to be the best for checklists. Whenever the spark hits, I can quickly open Notes and add thoughts, checklists, photos, websites, and more. And with the versatility of the iOS ecosystem, my devices are synced and I can easily share notes and checklists with others. Easy.
4. Take Inventory First, Shop Second
Before you buy a box of tinsel or a holiday dress, first, take inventory of everything you already have. Right before Halloween, several retail chains moved to stock their shelves and aisles with Thanksgiving and Christmas supplies, decorations and more. The temptation will be strong to fill your cart with the latest shiny things, but before you do, go home and pull out everything you already have. Chances are that you already have what you need to decorate the house, hang the wreath and to look stylish and cute as the holidays roll in.
5. Set Your New Year’s Resolutions Now
According to StaticBrain.com, Better Financial Decisions ranked 3rd on the Top 10 New Years Resolutions list for 2017. People are normally resolving to make better decisions relating to saving money and paying off debt, especially debt
What are you planning to do differently this year so you’re more in control of your spending? I would love to hear from you!