Hi, I am Alisa A. Bellamy and I’m glad you are here!
This is Common Cents Today, my personal financial management blog! My goal is to empower, inspire, and educate women to improve their financial well being.
In 2012, I started this blog because I wanted to show others how to navigate money and how to do it well. I have paid off my student loans, purchased my last car with cash, ditched my credit card dependency and I regularly save and invest my income. While still on my journey, I am now learning how to build multiple streams of income.
I believe wealth is within reach for everyone and it doesn’t matter where you started! You can save money, invest, get out of debt and be a blessing to others. God expands our territory so we may reach others for Him.
So How Did All This Get Started?
I am a graduate of the University of South Carolina with a Bachelor’s degree in Finance. After college, I leaped into banking within Corporate America and while working at an investment firm, I was encouraged to take the Series 7 and Series 65 exams. God was up to something.
In short, these exams, or licenses, are required for anyone wanting to sell stocks, bonds, mutual funds and other investment products. I didn’t know it at the time, but that knowledge would teach me about building wealth and would also connect me to my passion and purpose.
After several years working in equities and fixed income trading, I decided to give entrepreneurship a try.
Taking A Leap of Faith – Entrepreneurship
With the support of my husband, I went into real estate as a full-time broker and had a dynamic 8-year career. I helped hundreds of people buy and sell homes, land and even commercial property. With this came a deeper knowledge of mortgages, credit, debt management and wealth.
In real estate, you become a jill-of-all trades as you help clients navigate the biggest financial decision of their lives. I learend as much as I could so I could be the best advocate for my clients. I was humbled that we did well in real estate for so long but I knew I couldn’t keep-up the pace of such a high-demanding career, especially as we started our family.
Through it all, we had great financial success, but nothing lasts forever.
Cue The Great Recession of 2008
We (within a few years, my husband joined me and we worked as a team) saw our business go from sales as high as 50 real closings a year, to record lows of just 6. It hurt like hell and for a long time. We quickly ran through savings and started using credit just to get by each month. We lost a lot financially but I also learned a lot about financial downturns and rebounding. Those were some of my darkest days and I eventually hit an emotional wall. To recover and to help get our financial life back on track, I decided to return to Corporate America.
Life, Pain & Purpose
It was hard to see at the time, but all of those experiences were needed for my journey. College, the investment jobs, real estate, the recession…it was all for my purpose. All of it has led me here so I can educate, inspire and empower you to improve your finances.
For the past 5 years, I have enjoyed a great career in Corporate America and I love it! I know that’s rare to hear, but I love what I do and I’ll keep at it until it’s time to change course again.
Through work, I have traveled internationally and led exciting and transformational work. And being the financial nerd that I am, I have learned how to use my employer’s benefits as part of the Wealth Escalator principle because it works!
Be diligent about knowing everything about your firm’s benefits–it’s more than a paycheck!
BTW, that cute guy in the pic is my husband, and he’s the silent partner on this blog who has incredible technology skills!
What I know for sure is that my best days are ahead of me!
I will continue to be a lifelong learner and teacher in my church and community and I will evolve each day into the creative person God designed me to be.
I will help anyone build wealth by sharing advice, tips and principles that work.
Thanks for being apart of this dream, my passion and purpose which is Common Cents Today.
I look forward to helping you succeed on your journey!